Temporary Buy-Down Program. 2% below fixed rate


How would you like to ease into today's higher interest rates?  Now you can.

The 2-1 Temporary Buy-Down 30-year fixed rate allows you to fix in your interest rate now and start out paying a payment based on a rate 2% below the fixed rate for the first year, 1% below the for the 2nd year and the Note rate for the 3rd and remaining years. 

Now you can afford the payment on the home you wish to purchase as your residence and ease into the higher rate.

There is no pre-payment penalty, and this is not an adjustable-rate loan. The buy-down cost is paid by the seller in place of a sales price reduction.

Conventional, FHA and VA loans are included and there is no extra add on to the interest rate for this option.

This is a terrific loan program right for this market I hope you will ask me more about and it is right for you.


* Specific loan program availability and requirements may vary. Please get in touch with the mortgage advisor for more information.