Recent Articles
18
2024
In the not-so-distant past, women faced significant barriers to homeownership. It wasn't until 1971 that they were allowed to buy homes by themselves, a clear example of the discrimination and inequality that existed in our society. However, times have changed, and today, more women...
14
2024
Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most widely used is the FICO Score 8. But what exactly is it, and why does it matter so much in...
07
2024
If you've been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let's break down some of the old rules and what's new in the world of home shopping. First up, forget the notion that mortgage rates are sky-high. While they did reach alarming heights in...
01
2024
A reverse mortgage is a loan for homeowners over 62 years of age who have substantial equity in their homes. With this loan, you can borrow against your equity and get access to cash to pay for any cost-of-living expenses they may have as well as retirement planning. Rates typically start at...
31
2024
The recent dip in mortgage rates brings promising news. Beyond the immediate impact on affordability, there's an intriguing ripple effect that might just be the catalyst you've been waiting for - an increase in the number of homes available for sale! Over the past year, the housing...